Earn rewards for saving

Earn up to £1,200 in bonuses with the Help to Save scheme by Saving up to £50 a month
directly from your salary.

You could be earning 50p for every £1 you save.

How it Works

What is Help to Save?

Help to Save is a government-backed saving scheme where certain people entitled to Working Tax Credits or receiving Universal Credit can sign-up for a Help to Save account. These individuals can save up to £50 per month into a Help to Save Account and earn up to 50p in bonuses per £1 saved.

Am I eligible?

What bonuses could you earn?

Over 4 years you can earn 2 tax-free bonuses worth up to £600 each. These bonuses are paid after 2 years and 4 years of opening a Help to Save account.

The first bonus will be half of the highest balance you’ve saved in the first two years. The second bonus will be half of anything you’ve saved in the second two years, above the highest balance you achieved in the first two years. If your highest balance in the second two years is not higher than that in your first two years, you will not earn a second bonus.

Learn More

What does Salary Finance do?

Salary Finance helps you save into your Help to Save account straight from your salary. This means you don't have to remember to make a payment each month and you'll be less tempted to spend your savings on other things.

You can pause or change the amount of money you save at any time.

Start saving and earning your bonus

Can I withdraw money?

You can withdraw savings from your Help to Save account anytime so you'll never be left out of pocket. However, withdrawing your savings could affect the size of the bonus you recieve.

How long does the scheme last?

You can take advantage of the Help to Save scheme for up to 4 years. After 4 years, your savings and any bonuses you are entitled to will be transferred into your nominated bank account and your Help to Save account will be closed.

You will not be able to re-open your account or open another Help to Save account

Can I close my account?

You can close your account at any time. If you close your account you will miss out on your next bonus and you will not be able to open another account in the future.

Dont forget, you can also pause or reduce your savings contributions at any time.

Salary Finance Limited and Salary Finance Loans Limited are authorised and regulated by
the Financial Conduct Authority (firm reference numbers: 758053 and 734585). Salary Finance
Limited is registered as a small payment institution money remittance firm (firm reference number: 788485).

For loan products, depending on the employer, Salary Finance Limited acts either as lender,
or credit broker exclusively for associated company Salary Finance Loans Limited.

The 'Advance' product is not a regulated lending product.

Salary Finance Limited and Salary Finance Loans Limited are registered in England & Wales
(company numbers: 09677777 and 07643748) at One Hammersmith Broadway, London, W6 9DL.
Data Protection Registrations: ZA152606 and ZA099501.
© 2021 Salary Finance Limited. All Rights Reserved.